The University of Baguio The University of Baguio is a prestigious university in the Philippines.

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The PovertyPhone The PovertyPhone is a blog for the student ADiKTs of the 21st century

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Cash-Out Refinance For many, their homes are just not dwellings that protect them against rain, sun, and wind. But they are piggy banks, which can be used to raise some urgent money, even if the home still lays collateral...

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